What?s the Difference Between Short Sales Zach LaVine Youth Jersey , Foreclosures and Traditional Real Estate Business Articles | March 22, 2012 Residential real estate has been turned upside-down in the last 4 years. ?Purchasing a home was a fairly simple process. ?A buyer could find a home they like, make an offer directly to the owner, negotiate price and terms, then close within thirty days. ?Today real estate is a completely different world and the market is dominated by short sales and foreclosures ( up to 50% of all sales in some areas). ?
By Jeff Donnellan ReMax
Residential real estate has been turned upside-down in the last 4 years. ?Purchasing a home was a fairly simple process. ?A buyer could find a home they like Jabari Parker Youth Jersey , make an offer directly to the owner, negotiate price and terms, then close within thirty days. ?Today real estate is a completely different world and the market is dominated by short sales and foreclosures ( up to 50% of all sales in some areas). ?However, ?there?s a lot of confusion concerning expectations and values between these types of sales. ?The largest differences between the three types of sales are price, timing Michael Jordan Youth Jersey , terms, and condition.
A traditional real estate sale will usually reflect the top price of the market. ?In most cases the owner has maintained the home and will quickly negotiate reasonable offers. ?In addition they will be open to fixing problems that come up during an inspection. ?This situation is ideal for a purchaser that wants to move quickly
Short sales are a type of distress sale where the owner can not keep up with mortgage payments or property maintenance. ?This type of purchase can take between two & six months before receiving a counter offer from the seller?s mortgage company. ?Most cases the ?seller will likely not make repairs to defects in the home. ?The typical discount when purchasing a short sale is 13%-30%. ?If you have time to wait and don?t mind making a few repairs this can be a great option.
Foreclosures are usually the deepest discount, but there are many unknowns. ?The home has been vacant for some time and an empty home in the winter has a high?probability?of frozen water pipes which then break. ?Repairs can be extensive and a buyer will need cash or a rehab loan. ?If the repairs needed are extreme, the home may not qualify for financing. ?A very thorough home inspection is needed to determine what type of repairs are necessary and how they will cost. ?Responses from the bank are usually quick and very from 24-72 hours. ?Closings can also happen quickly and in 30 days or less. ?This is definitely a ?buyer beware situation.? ?If not planned properly a foreclosure could turn into a money pit.
When purchasing a home you must consider which option best fits your situation. ?Before falling in love with a home find out what type of sale it is and can it be financed. ?Realistic expectations are critical.
10 Minute Tricks to Help You Get Organized Self Help Articles | June 23, 2002 10 Minute Tricks to Help You Get ... Maria ... thought you'd be able to get ... in just10 ... Here are a few simple ideas.1. 10 MINUTE CHORE ... than spending hour
10 Minute Tricks to Help You Get Organized by Maria Gracia
Whoever thought you'd be able to get organized in just 10 minutes?! Here are a few simple ideas.
1. 10 MINUTE CHORE BOX: Rather than spending hours organizing Zach LaVine Womens Jersey , and doing it all yourself, create a 10 minute Chore Box for yourself--and one for each family member, if applicable.
Each person's box would contain specific chores or tasks that need to be completed. The chores are written on slips of paper, and take a maximum of 10 minutes each to accomplish.
You can gear the tasks towards the person's abilities (e.g. while older kids can help out with vacuuming, a 3 year old may instead be responsible for putting away hisher toys.)
Each day Jabari Parker Womens Jersey , as a chore is completed, that slip of paper is placed in a holding envelope until the Chore Box is empty. Then, when empty, the boxes are refilled, and the system starts over again. This also works well at the office!
2. 10 MINUTE PICK-UP: Control the chaos. Schedule a consistent Michael Jordan Womens Jersey , '10 minute Pick-up' each night. Set a timer to sound an alarm in 10 minutes.
While the clock is ticking, all family members are responsible for clearing out and putting away their belongings from the main family area.
When the timer sounds, you're all done. Give yourselves a warm round of applause for all you've accomplished.
3. 10 MINUTE 'WHEN I HAVE TIME' GOALS: One of the oldest phrases in the book is, 'I'll do that, when I have the time.' Problem is Zach LaVine Authentic Jersey , that time never seems to come.
If you REALLY want to do something, the time can generally be found pretty easily. For example, if you just won an all-expenses paid trip to the land of your dreams, you'd probably find time to fit it into your busy schedule without much of a problem.
So, it's time to begin fitting in those things you want to do Jabari Parker Authentic Jersey , and 10 Minute Goals can help. Schedule 10 minutes a day to catch up on your reading, or to begin learning that foreign language, or to simply spend having fun with your children. Then, work on those goals when the schedule date and time rolls around.
4. 10 MINUTE LUXURIES: Don't forget to schedule a few 10 Minutes Luxuries per day to do something nice for yourself.
Sometimes the day is so rushed and chaotic, that it's easy to forget the really important things like family Michael Jordan Authentic Jersey , health, spirituality, personal time and so on.
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